Successful wealth accumulation through investment requires discipline and commitment to a plan. At FCG, we work with our clients to identify their personal needs and goals before structuring a financial program that will serve as the cornerstone upon which all future investment decisions are based.
The FCG Financial Planning Process
FCG asks that its clients begin the development of a financial plan with an investment of time. Our preference is to meet face to face and learn as much as possible about your financial situation from short term needs to long term goals and dreams. Because we are committed to helping you realize your dreams, we will spend the time to gain a thorough understanding of where you are and where you want to be. From there, we will create a plan designed to meet your needs and lead you step by step to achieving your goals no matter how conservative or aggressive they may be.
Key Elements of an FCG Financial Plan
The proper financial plan will assess your current financial status by identifying your net worth, current and projected annual income and tax status. From there, we will work closely with you to set realistic financial goals. These goals will vary from client to client, but in every case, they will serve as the basis for future investment selections. Such goals often include:
- Helping plan for a child's education
- Insuring sufficient retirement benefits and income
- Safeguarding current income via tax-free vehicles to reduce the ever tightening stranglehold the U.S Government has on your hard-earned money
- Preserving an estate that has taken years to build
While such goals may be commonplace, the only way to ensure that your personal goals are met is for FCG to take the time to listen to you. We will be the first to admit that we have achieved our greatest success by first listening to our clients' needs before providing financial advice.
Investment Management & Asset Allocation
FCG believes that helping you select the proper asset allocation is as important as selection of the proper investments. Because we maintain numerous relationships and are not bound to any one firm, we can select from among the finest financial products the industry has to offer.
Through our clearing firm, National Financial Services, LLC and our numerous dealer relationships, FCG executes both listed and OTC equity transactions. These relationships also enables us to build the most competitive fixed income portfolios (both taxable and tax-free).
Should we agree that a "managed portfolio" is best for your particular needs, we have long standing relationships with money managers who are among the best available. Based on your personal situation and financial goals, we will design the investment strategy that is right for you. From a conservative, "balanced" approach to "blue chip equity" investments, to an aggressive "growth-oriented" portfolio, FCG has the experience and flexibility to match your needs.
FCG also keeps an eye on foreign investments. Over the years, we have placed several clients with international money managers with consistently excellent performance records.
These are only a few examples of the range of investments offered through FCG. Because we are able to draw upon the finest resources across a full spectrum of investment opportunities, we can structure a financial plan to suit your needs.
